The financial section of the business plan. Financial plan of a business plan: detailed calculation Data required for calculating a business plan

RF Codes 21.02.2021

This publication sets out the basic approaches and principles, on the same page you can calculate the estimated income, expenses, profitability and payback period of your business... Also, turnover and tax expenses are calculated automatically.

In order to get the data, enter the parameters of your idea in the appropriate fields of the form and click the "Calculate" button.


Note: Of course, this calculator only gives a general idea of \u200b\u200bthe profitability of your idea and whether it is worth pursuing. After all, the calculation of specific indicators (sales, average check, etc.) still lies with you.

The role of this online program is to help, firstly, to systematize the confusion in the head of a novice entrepreneur, to give him guidelines. Show what exactly is worth thinking about and what needs to be considered. This is more important than it sounds.

Secondly, the calculator helps to avoid boring monotonous work with calculating a dozen different ratios of business components. By changing the input parameters (for example, reducing costs), you can quickly refine your thought without having to do all the calculations again, with one click of a button.

Term business planwent from the English expression business plan. A business plan is a structured document describing the stages of a company's development, its main areas of activity, its strategies and risks. At its core business plan is a roadmap designed to lead the business to the planned goal, passing the planned routes, taking into account the intermediate stages and shows the results obtained as a result.

💡 Write a business plan or download a ready-made one?

When starting a business, aspiring entrepreneurs often have a question to download a business plan or write their own? Of course, if you have sufficient experience, it is better to write your own unique business plan. True, not many entrepreneurs who first thought about starting a business have the skill of such an activity. In this case, it is better to keep in mind that writing a business plan is necessary if your business:

  • unique
  • requires a lot of calculations
  • implies non-standard stages of development
  • involves non-standard risks
  • there are non-standard format requirements, for example, for a potential investor
In most cases, when starting a small business, it is quite possible to use a ready-made business plan from a trusted source, of course, with its revision according to your data.

💡 Where can I get a ready-made business plan?

On the Internet there are a huge number of paid and free business plans... Despite the greater variety, we recommend using the business plans presented on our portal. All business plans are provided absolutely free of charge, contain detailed financial calculations and take into account risks. In addition, the portal contains a huge number of business ideas structured by field of activity.

Conducting trainings with psychological maps. 35 atmospheric trainings. Turnkey training. Everything you need to open your own Psychological Salon.

Legal aspects, equipment selection, assortment formation, room requirements, production processes, sales. Complete financial calculations.

After completing this game just once, you will learn how to create viable business ideas from scratch.

Free online service for calculating economic indicators for small businesses

Free online service for calculating economic indicators for small businesses

The greatest difficulty in developing a business plan for entrepreneurs on their own is the "Financial part".

Especially for entrepreneurs, the project's site experts have developed a unique online service that facilitates the process of economic settlements.

Using our services, you can:

  1. Predict the payback period of any business
  2. Calculate the break-even point - the amount of the minimum sales volume, below which the business becomes unprofitable
  3. Build a detailed financial plan for business development for a period of 5 years

Business payback forecast

Break-even point calculation

Enter only three indicators and plot the break-even point.

Financial business development plan for 5 years

Developing your own business plan, you will need to calculate the monthly economic indicators of your business for 5 years. This table allows you to make a calculation for 60 months. To do this, you will need to fill in all the cells of the tables with red headers (Sales, Fixed costs, Direct costs (with VAT), Wages, Assets, Credit).
You can determine the calculation period yourself, filling in not all 60 months, but 6 months, 12, 24, etc. After you enter the data, click the "Run" button, which is located above the tables.

Business valuation

Do you know how much your business is worth?
Yes?
Are you sure?

To find out how your expectations correspond to reality, conduct an online assessment of your own business using a program developed specifically for the site project

Calculator for calculating the profitability of this business

What legislative acts govern the hotel's operation? What structures should those wishing to open a hotel and develop a hotel business interact with? The answers to these and other questions are in the material.

Business with targeted leads: finding and selling "warm" customers

The costs of starting a business to find and sell "warm" clients cannot be called high. Renting a room will cost from 30 thousand rubles, arranging an office - about 100 thousand, as well as about 2 ...

On average, one plant will need about 35 m2, taking into account that there is access to all plants. Thus, about 280 trees can fit on one hectare. It turns out that for one heck ...

Hot baking is relevant all year round and at any time. To start, 100 thousand rubles and minimal skills are enough. This is a good mini-business option for newbies.

The good thing about the business of installing fire systems is that, gradually developing, you can start to deal with many additional services related to fire and not only safety.

Last update: & nbsp 02/17/2020

Reading time: 24 min. | Views: 40258

Hello, dear readers of the online magazine about money "RichPro.ru"! This article will focus on how how to draw up a business plan... This publication is a straightforward step-by-step guide to turn a raw business idea into a confident step-by-step plan for achieving a clear goal.

We'll consider:

  • What is a business plan and what is it for;
  • How to draw up a business plan correctly;
  • How to structure it and write it yourself;
  • Ready-made business plans for small businesses - examples and samples with calculations.

At the end of the topic, we will show the main mistakes of aspiring entrepreneurs. There will be a lot of arguments in favor of creating quality and thoughtful a business plan that will bring the realization of your idea and success affairs in the future.

Also, this article will provide examples of ready-made works that you can simply use, or you can take as a basis for developing your project. Ready examples of the submitted business plans can be free download.

In addition, we will answer the most frequently asked questions and clarify why not everyone writes a business plan, if it is so necessary.

So let's start in order!


The structure of a business plan and the content of its main sections - a step-by-step guide to its preparation

1. How to draw up a business plan: detailed instructions on how to write yourself 📝

7. Conclusion + related video 🎥

For every entrepreneur who wants to develop himself and develop his business, a business plan is very important. It performs many important functions that no other person can do otherwise.

With its help, you can enlist financial support and open, develop your business much earlier than you can collect a significant amount for the business.

The majority of investors react positively to a good, well-thought-out business plan written without errors, as they see this as a way of making money quietly with all the invented and described troubles.

In addition, even before the opening of the establishment, you can see what awaits you. What risks are possible, what solution algorithms will be relevant in a given situation. This is not only favorable information for the investor, but also the necessary plan if you get into trouble on your own. In the end, if the calculation of risks turns out to be too daunting, you can redo a little, transform the general idea to reduce them.

Creating a good business plan - this is an excellent solution for finding investment and developing your own algorithms for action even in the most difficult situations, which are more than enough in business.

That is why, in addition to their own efforts it is worth using "other people's brains"... A business plan implies many sections and calculations, research and knowledge, only with successful operation, with which you can achieve success.

The ideal would be to study all aspects on your own. For this, it is not enough to sit and read the relevant literature. It is worth changing the social circle, referring to courses and trainings, finding specialists for advice on certain issues... This is the only way really figure it out in the situation and dispel all your doubts and delusions.

A business plan is worth writing for many reasons, however the main Is a clear algorithm of actions by which you can quickly get from point A (your current position, full of hopes and fears) to point B (in which you will already be the owner of your own successful business that consistently and regularly generates income). This is the first step towards realizing dreams and a confident middle class status.

If you still have questions, then perhaps you will find the answers to them in the video: "How to draw up a business plan (for yourself and investors)".

That's all for us. We wish you all good luck in your business! We will also be grateful for your comments on this article, share your opinions, ask questions on the topic of publication.

The economic calculation of a business plan considers the following issues:

  • Financial support for the subsequent activities of the organization, enterprise, company, depending on the specifics of the work performed, activities in the market.
  • Consideration of issues of organization, as well as the most effective connection to the activities of the organization of the available material means and resources.

The calculation of the business plan is carried out on the basis of the received preliminary assessment of the existing financial information that is relevant at the current time. In a similar way, the forecast of the subsequent sale of services and goods is carried out in the expected periods of the company's development.

How a business plan is prepared and executed

The calculation of a business plan within the framework of analytical activities is carried out in the form of valid documents:

  • Forecast of already compiled and existing financial results
  • Phased design of the movement of material resources
  • Enterprise balance sheet based on existing forecasts

As practice shows, the calculation of the business plan and, in particular, the forecast period is drawn up within at least three, but not more than five years. In order to most clearly demonstrate how this document can be calculated, to determine the ultimate goal, it is proposed to consider the procedure for drawing up such a document for an enterprise working in the field of production and subsequent sale of food products. In the future, the enterprise plans to master a new product release, therefore, the actual issue is the calculation of a business plan, taking into account the activities and effectiveness of the organized production program.

Specifics of making a forecast of the financial results

The ultimate goal of the compiled forecast of financial performance is to directly assess the prospects for the development of the organization, in particular, to obtain correct data on the expected profitability and profitability of the investment made. It is noteworthy that the investors themselves are primarily interested in the question of the profitability of the organization, the investment of material resources and time in the development of the project. The interest of investors is explained by the fact that they will be able to clearly see what amount of profit can be expected from a specific project, on this basis, there is a need to draw up and calculate a business plan.

Within the framework of the document being prepared, the years (1st, 2nd, and so on) are indicated, which determine the forecast period, starting immediately from the next in relation to the current date of drawing up the project documentation. Such data are called, in particular, the base year, the time indicator is distributed depending on the scale and other indicators of the project.

Working with sales volumes

According to the established rules for performing business plan calculations, the starting position for the subsequent forecast is planning the expected sales volumes, compiled both in volume and value terms. A similar calculation is carried out directly for all the names of the proposed products, after which the final result will be summed up, entered as data in the final table.

An important stage in making a forecast is to obtain an indicator of gross profitability, profit. In order to determine the final gross indicator, when calculating a business plan, it is necessary to subtract the cost of products sold within this process from the previously obtained net volume of sales data. Cost indicators are analyzed separately, as part of the development of the production part of the calculation of the business plan.

Gross profit formula:

PRval \u003d Vyr - C,

  • Exp - positioned as sales revenue
  • С - indicates the parameter of the cost of goods and services

Subsequent calculation of operating costs, interest payments

According to the results of the calculations, the business plan provides for an analysis of operating costs. In particular, the final costs of the organization are determined for the following:

  • Development of a fundamentally new product name for the market.
  • Mandatory marketing research, analysis of the market situation in order to determine as accurately as possible such parameters as the relevance of specific products in market conditions, competitiveness.
  • Administrative costs are established, as well as the necessary costs associated with the sale of the final product.

For the subsequent calculation of the amount spent on the payment of established interest, information will be required on the level of current interest rates, both in relation to short-term and long-term debt obligations. Analytical information is also accepted that determines the sequence and schedule of repayment of the existing debt obligation.

Balance sheet and negative profit

Such an indicator of the plan as the balance sheet profit is obtained analytically, by subtracting the existing operating costs from the previously found gross profit of the enterprise, as well as the amounts of interest paid by the enterprise. As statistics show, taxes from such profits are, in practice, a significant amount, about 50% of the profit on the balance sheet, from which the amount of past losses transferred by the organization is subtracted.

The formula for determining the balance sheet profit:

Pb \u003d ± Pr ± Pi ± Pv.o,

Where is the profit data:

  • Pr - from the sale of final products, performance of works, services
  • Pi - from the sale of the established property of the enterprise
  • Pv.o. - from various performed non-sales operations

In other words, the calculation takes into account the value of negative profit, the indicator of which, in turn, is established by adding the negative retained earnings of the previous year to the net profit received in the current year. It is the difference in such indicators as the balance sheet profit and the amount of previously paid income tax that allows you to get an indicator of net profit, which the administration will have to focus on when further drawing up the plan.

This indicator determines the purpose of such calculations, carried out taking into account the need to draw up the most rational sales program within the framework of the organization. What is noteworthy is that the resulting indicator can later be used without problems in the calculation to obtain information on the level of change in the dynamics of current changes in the company's financial situation over the past five years. For these purposes, in parallel, the plan provides for the use of an indicator of net sales and the ratio of the cost of goods sold by the enterprise.

Determining the cash flow

As part of the plan for organizing the financial activities of the enterprise regarding the release of new products, it is imperative to design the expected flow of material resources, funds, and their possible transfer. The ultimate goal is to determine how effective the implementation of certain costs will be, depositing the required amounts into the account. The final figure indicated for the design of the process of movement of material resources necessarily displays the balance of turnover of cash assets. The forecast of indicators in the future can be easily transformed into a similar design of the process of movement of material resources, for which it is necessary to perform a certain number of adjustments and changes in the plan for organizing the analysis of the enterprise's activities.

Amount of income from net profit

In this part of the plan, the goal is to show the amount of income from net profit, as well as the organization of sales made. In fact, the cash flow provides for the display of current receipts from previous sales. To achieve the transition from the indicators of the actual plan to the calculated data, it is worth considering the expected time intervals and the timing of the required receipt of the sales payments made.

The formula looks like this:

PE \u003d FP + VP + OP - SN

  • NP - an indicator of net profit
  • FP - indicator of financial profit
  • VP - an indicator of gross profit
  • OP is an indicator of operating profit
  • СН - the total amount of taxes

Recommended to read

To the top